Today’s guest is Adam Levin. As a graduate of Stanford University and the University of Michigan School of Law, Adam Levin is a nationally recognized expert on cybersecurity, privacy, identity theft, fraud, and personal finance. He is an author and the former director of the New Jersey Division of Consumer Affairs. Levin is the chairman and founder of Cyber Scout and co-founded Credit.com. He has been featured in the New York TImes, Associated Press, Wall Street Journal, The Los Angeles Times, USA Today, and The Chicago Tribune. In addition to that, he has appeared on The Today Show, Good Morning America, CBS Evening News, CNBC, MSN, and many others.